Cumberland Ridge Ranch Tract 2

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7.42 acres in Cumberland Ridge Ranch

Cumberland Ridge Ranch Tract 2 has been surveyed into a 7.42 Acre +/- parcel of land. This beautiful parcel of Southern Kentucky land boasts some high ridges and deep bottoms, indicative of this rolling region of Kentucky. Driving access to this parcel of land would require a 4WD vehicle once you leave the pavement. There is a small unmaintained legal easement road made of dirt construction that leads down off of paved county road Raymond Smith Road. Although no necessary utilities have been extended out to this parcel of land, there is a power line along Raymond Smith Road that could be extended out to your land if needed. Any costs for extension would be wholly the responsibility of the new land owner. The majority of the level land for this parcel with a small clearing sits along the northern portion of the parcel just off the dirt access road. You will need to cross the small creek to get back to this clearing and an old logging trail winds up to the top of the steep ridge to the south. Tree cover is very heavy, with brush and vegetation being in it’s natural state. A small natural creek winds along the northern portion of the land just off the road. Land uses would be ideal for camping, hunting or a small off grid cabin.

Property Features

Power
Stream

Here’s a great opportunity to own a large tract of land at an affordable price. These tracts could be used to hunt deer and turkey, ride ATV’s, or just enjoy the incredible beauty of Southern Kentucky. The terrain consists of flat bottom ground, rolling woods and wooded hillsides. The Cumberland River and Lake offers some of the best fishing around. Don’t miss this opportunity to secure your own piece of this great farm!

Property Map

FAQs

Important Documents:

Cumberland Ridge Ranch Covenants
Cumberland Ridge Ranch Survey
Cumberland Ridge Ranch Coordinates

Location & Utilities:
WHERE IS THE PROPERTY LOCATED?
This scenic property is approximately 10 miles northeast of Burkesville, Kentucky, 89 miles east of Bowling Green, Kentucky, and 141 miles south of Louisville, Kentucky.

WHAT IMPROVEMENTS HAVE BEEN MADE?
This property has been professionally surveyed. All corners have been staked and pinned. Unmaintained dirt mountain roads have been established for access to all existing lots. Note: For road maintenance, please see covenants.

WHAT ABOUT UTILITIES?
Currently, there is electric service readily available along Smith Grove and Howards Bottom Roads. Tri County Electric, (270) 864-3871, http://www.tcemc.org/. You are entitled to drill a domestic well on your property at your own cost. Water is not guaranteed to be available at any specific depths, quantity, or quality. Contact a Licensed Kentucky Well driller for further information and proposed costs. Cumberland County Water District, (270) 864-3133, Burkesville, KY Cumberland County Local Services.

WHAT WILL THE ROAD SURFACE BE LIKE?
Maintained county road frontage to the property entrance and unmaintained dirt mountain roads to existing lots.

Financing:
WHAT IS THE MINIMUM DOWN PAYMENT AMOUNT TO PURCHASE AND ARE THERE CLOSING COSTS?
A minimum of $199 down payment is required for purchase. Closing costs are currently a nominal $199.00 for us to prepare all of the legal documents required for the contract for deed. Note: Our Basic Package ($199 Down) only applies to properties up to $49,999.

IF I FINANCE THE PROPERTY, TO WHOM DO I MAKE MY PAYMENTS AND HOW WILL I KNOW I HAVE RECEIVED PROPER CREDIT FOR MY PAYMENTS?
We do not do credit checks and you are instantly qualified to purchase. We have our own in-house financing available. Your payments will be made to Classic Country Land, LLC. You can choose to make your monthly payments online on our Make A Payment portal or sign up for Autopay. Note: There is an $18 monthly servicing fee on all contracts; this fee can be waived if the buyer elects easy monthly automated payments.

MAY I USE THE LAND WHILE I’M PAYING FOR IT AND WHEN DO I RECEIVE A DEED TO MY PROPERTY?
Yes, beginning the very day you sign the purchase contract, the land is yours to use and enjoy. You will receive your Warranty Deed once you pay off your property.

IS THERE A PENALTY FOR PAYING OFF MY LAND EARLY?
There is absolutely no prepayment penalty. Your monthly payment is applied to your account balance using simple interest on the unpaid balance. All extra monthly payments will be applied directly to the principal. All extra payments will directly lower your balance, reducing the overall interest you pay on your purchase.

DOES A BUYER HAVE TO BUILD A HOUSE WITHIN A CERTAIN TIME FRAME?
A buyer is never obligated to a timeframe to build on their property.

CAN I RESELL MY PROPERTY IN THE FUTURE AND MAKE A PROFIT?
While there is no guarantee of profit from any land sale, historically land prices have increased in value. We believe there are many reasons for this upward trend, including inflation, population growth, a decreasing land supply, the public’s desire for a more natural environment, the trend toward movement away from urban areas, and the increasing popularity of outdoor recreational activities.

CAN I MAKE AN OFFER AND WHAT KINDS OF DISCOUNTS ARE AVAILABLE?
Offers are discouraged as the properties are priced for immediate sale under our “No Haggle” pricing policy. Discounts are based on the finance plan that you choose.

WHY ARE SOME PROPERTIES MORE EXPENSIVE THAN OTHERS?
The properties have been priced according to our “A B C” analysis and consideration of the proximity of the parcels to existing electricity. “A B C” stands for Access, Beauty, and Character. In other words, how good, quick, or easy is the access to the property from the main highway or county road. The beauty of the property mainly pertains to the vegetation and scenery. The character of the property refers mainly to its topography, for example: Is the parcel flat, rolling, steep, etc.

Elevation & Weather:
WHAT IS THE AVERAGE ELEVATION OF THE PROPERTY?
The average elevation is approximately 581 feet.

WHAT IS THE AVERAGE TEMPERATURE THROUGHOUT THE YEAR?

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
35° 37° 50° 54° 64° 72° 73° 75° 68° 56° 45° 40°

Zoning & Taxes:
WHAT IS THE PROPERTY ZONED AND WHAT ARE THE PROPERTY TAXES FOR A PARCEL?
The zoning allows Residential/Recreational. The approximate annual property taxes are less than $25 per acre per year and are current.